Health Reform and Changes in Health Insurance Coverage in 2014

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Health reform and changes in health insurance coverage in 2014.

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Approximately 49.9 million people in the United States lack health insurance (DeNavas-Walt, Proctor and Smith (2011)). One potential driver of uninsurance is asymmetric information on health risk between insurers and the insured. Asymmetric information can distort available insurance contracts, as in Rothschild and Stiglitz (1976), or it can raise premiums for the relatively healthy, as in Aker...

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Health insurance reform legislation.

The Health Insurance Portability and Accountability Act of 1996 (HIPAA), enacted on August 21, 1996 (Public Law 104-19), provides for improved access and renewability with respect to employment-related group health plans, to health insurance coverage sold in connection with group plans, and to the individual market (by amending the Public Health Service Act). The Act's provisions include improv...

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ژورنال

عنوان ژورنال: New England Journal of Medicine

سال: 2014

ISSN: 0028-4793,1533-4406

DOI: 10.1056/nejmsr1406753